In accordance with the Affordable Care Act (ACA), USU offers medical coverage to non-benefited employees who work more than 30 hours per week on average.
Additional Non-Benefited Employee Medical Insurance Options
ACA Variable Employee: A position with hours that fluctuate during employment. The employee may work 30+ hours/week at certain times. However, based on facts and circumstances at the beginning of employment, it cannot be determined that the employee is reasonably expected to work an average of 30+ hours/week.
Initial/Standard Measurement Period: A 1-year period of time during which work hours are measured to determine potential future eligibility for access to ACA Medical Benefit coverage. Initial Measurement Period will begin on employee start date. Standard Measurement Period is May 1–April 30.
Standard Stability Period: A 1-year period of time following the Initial/Standard Measurement Period where, if the employee became eligible for medical coverage during the Initial/Standard Measurement Period (averaged 30+ hrs/week for 12 months), the employee can be covered by ACA medical. Standard Stability Period is July 1–June 30.
ACA Pre-Qualified: If an employee who has previously qualified for ACA in a benefted position switches positions to non-benefited role, they have pre-qualified for ACA and can elect to continue insurance coverage. If they work 130+ hours per month, they can continue to have insurance.
About USU ACA Medical Insurance
USU works with Blue Cross Blue Shield to offer two medical networks and three medical insurance plans to choose from. These plans are available to benefitted and ACA eligible employees. If you have any questions, please contact the HR Solutions Center at (435) 797-0122.
Learn about Available Network & Plan Choices Learn about Regence Advantages
USU Affordable Care Act Semi-Monthly Insurance Premiums
High Deductible Health Plan (HDHP) Premiums
Preferred ValueCare Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $5.83 | $14.16 | $20.45 |
| $16.04 - $24.36 | $6.59 | $16.12 | $23.28 |
| $24.37 - $37.18 | $7.20 | $17.84 | $25.77 |
| $37.19 or More | $8.55 | $21.31 | $30.78 |
Participating Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $24.33 | $55.78 | $80.57 |
| $16.04 - $24.36 | $25.09 | $57.74 | $83.41 |
| $24.37 - $37.18 | $25.70 | $59.47 | $85.89 |
| $37.19 or More | $27.05 | $62.94 | $90.91 |
Wellness (White) Plan
Preferred ValueCare Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $17.63 | $39.66 | $57.28 |
| $16.04 - $24.36 | $21.65 | $48.70 | $70.34 |
| $24.37 - $37.18 | $26.58 | $59.80 | $86.38 |
| $37.19 or More | $32.64 | $73.44 | $106.08 |
Participating Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $35.13 | $79.03 | $114.16 |
| $16.04 - $24.36 | $39.15 | $88.08 | $127.22 |
| $24.37 - $37.18 | $44.08 | $99.18 | $143.26 |
| $37.19 or More | $50.14 | $112.81 | $162.95 |
High Premium (Blue) Plan
Preferred ValueCare Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $46.85 | $90.29 | $119.79 |
| $16.04 - $24.36 | $52.90 | $111.20 | $144.16 |
| $24.37 - $37.18 | $57.83 | $124.69 | $179.22 |
| $37.19 or More | $68.70 | $154.58 | $223.28 |
Participating Network
| Hourly Rate | Single | Two Party | Family |
|---|---|---|---|
| $16.03 or Less | $65.35 | $131.92 | $179.91 |
| $16.04 - $24.36 | $71.40 | $152.83 | $204.28 |
| $24.37 - $37.18 | $76.33 | $166.31 | $239.34 |
| $37.19 or More | $87.20 | $196.20 | $283.40 |