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Dual Coverage Insurance

When both spouses are employed at Utah State University in benefit eligible positions, and wish to be part of the Dual Coverage medical/dental benefit, they may enroll in Dual Coverage within 30 days of beginning a new job, within 30 days of a life event, or during open enrollment.

Each employee will be enrolled in the same medical plan and each employee will pay a medical and dental premium. The employee that is the subscriber will pay the family or couple premium in the appropriate salary tier. The other employee will pay single premium for medical and dental according to their appropriate salary tier. We are required to set up the subscriber as the employee earning the lesser salary, and the other employee will be listed as their dependent.


To enroll or make changes to Dual Coverage please complete this form.


Dual Dental Plan

Dental Co-Insurance Preventative & Basic Paid at 100%; Major Paid at 80%
Dental Maximum Per Year $2,000 per claimant
Ortho Co-Insurance Paid at 80%
Ortho Lifetime Maximum $2,000 per claimant

View Summary of Benefits and Coverage.

 

Dual Wellness (White) Plan

The coinsurance rate is 100/0

$0.00 out of pocket after deductible is met for medical only


Deductible per Employee $375
Deductible per Family $750

Doctor Visit Co-Pay $15

Generic prescription 30 day $5.00
Generic prescription 90 day $5.00
Formulary prescription 15%
Non-Formulary prescription 25%
$1,750 pharmacy out of pocket max



Select either the Preferred ValueCare Network or Participating Network. 

View Summary of Benefits and Coverage.

View Premiums »

Dual High Premium (Blue) Plan

The coinsurance rate is 100/0

$0.00 out of pocket after deductible is met for medical only


Deductible per Employee $250
Deductible per Family $500

Doctor Visit Co-Pay $15

Generic prescription 30 day $5.00
Generic prescription 90 day $5.00
Formulary prescription 15%
Non-Formulary prescription 25%
$1,500 pharmacy out of pocket max



Select either the Preferred ValueCare Network or Participating Network.

View Summary of Benefits and Coverage.

View Premiums »

Dual Coverage and Domestic Partner Tax

It is very important to remember that when you select dual coverage with a domestic partner,
both employees will be subject to the domestic partner tax.