Health Insurance
USU offers 3 medical insurance plans: High Deductible Health Plan (HDHP), Wellness (White), and High Premium (Blue). The HDHP is a non-traditional plan with the option of a Health Savings Account. With the Wellness (White) and High Premium (Blue) plans you have the option to also enroll in Flex Spending. All 3 plans include Vision Care.
Medical Premiums
Monthly premiums vary by plan type and network selection
Does your Spouse or Domestic Partner also work at USU?
When both spouses or domestic partners work for USU they have the option of selecting a DUAL COVERAGE medical and dental plan
Two Medical Networks
Utah State University works diligently to provide you with the best possible medical insurance options at the lowest cost. USU and Regence BCBS offers 2 insurance network options to benefit eligible employees. The network options are:
Provides access to 40 Utah hospitals including Logan Regional Hospital, Cache Valley Specialty Hospital, University of Utah Hospital, Huntsman Cancer Hospital and Primary Children’s Hospital.
This is the broadest network offered. It currently provides access to 49 Utah hospitals including Logan Regional Hospital, Cache Valley Specialty Hospital, University of Utah Hospital, Huntsman Cancer Hospital, Primary Children’s Hospital and McKay-Dee Hospital
Regence Health Insurance Tools
- Find a Doctor Online
- When looking for a provider and not logging in, look at either the Preferred ValueCare or Participating under: Utah Preferred, Bluepoint, Innova, Engage, Evolve, RealValue, HSA (2.0, 3.0)
- Download the Regence App
Regence Health Insurance Perks
- Regence Advantages - Health-related products and services available to those on the Regence Blue Cross Blue Shield medical insurance
- BlueCross Blueshield Global - Healthcare coverage when you are traveling or living abroad
Who is eligible to be on your insurance?
- Spouse or Domestic partner
- Children under age 26: Natural, Step, Legally adopted, Children for whom you have legal guardianship, Foster children, Children placed with you for adoption, Children of your domestic partner who depend on you for support and live with you in a regular parent/child relationship, Children to whom you are legally responsible to provide health coverage under the terms of a Qualified Medical Support Order (QMCSO)
- Unmarried children over the age limit if: Dependent on you for primary financial support and maintenance due to physical or mental disability. You may be asked to provide documentation or proof of disability. In most cases, coverage for a disabled child can continue for as long as the child is incapable of self-support, unmarried, and fully dependent on you for support.
Enroll in or Change Health Insurance
If you experience one of the qualifying life events You, Your Spouse and any eligible children may enroll for coverage within 30 days of that event. Events include: marriage, divorce, birth, adoption, placement for adoption, and loss or gain of other insurance coverage. Complete the BCBS Enrollment/Change Form and return it to HR with document verifying relationship (such as birth or marriage certificate) and include dependent's social security numbers.
To change your address with Regence Blue Cross Blue Shield please call HR Benefits Helpdesk (435) 797-0122
Waiving Medical Coverage
If you gain medical coverage elsewhere, or as a new employee already have coverage, you may choose to waive coverage by filling out the BCBS Enrollment/Change Form and marking WAIVE Coverage section.
Pharmacy
High Premium Blue Plan and Wellness White Plan: VRx
High Deductible Plan: Regence
Summary Plan Description
2017-2018 Summary Plan Description for Regence Health & Dental Insurance
Regence Blue Cross Representative on Campus
A Representative from Regence Blue Cross Blue Shield will be at the HR office on the following days from 11am to 2pm on a first come first serve basis:
| March | 8, 22 |
| April | 5, 19 |
| May | 3, 17, 31 |
| June | 14, 28 |
Contact Information
- USU Benefits Helpdesk: (435) 797-0122
- Regence Blue Cross Blue Shield Customer Service: (866) 240-9580
- Visit www.regence.com
- VRX Customer Service: (855) 586-2569
- Visit www.myvrx.com
